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Holiday Tips for giving to those in need

1:43 PM, Dec 24, 2012   |    comments
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The holiday season isn't only about giving to family and friends. It's also about giving to those in need.

Unfortunately, scammers can prey on that generosity so it's worth a few key reminders.

Mapping out a strategy for holiday giving and setting a budget can make a consumer less susceptible to high-pressure pitches that could amount to scams.

Do research to make sure a group hits its philanthropic goals.

Check out the charity's financial health, its transparency and its track record through a website like the Better Business Bureau or Charity Navigator.

For clothing or food, make sure a charity has the resources to accept and distribute those donations.

Be wary of unsolicited phone calls and emails from unfamiliar charities.

With more consumers doing commerce with their Smartphones, "Smishing" has become a hot, new area for scammers.

Smishing is phishing with text messages or SMS. You wouldn't click on a link in an unfamiliar email so use the same caution with an unsolicited text.


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